we will do it together
Our Services
helping you create your future
First Class Financial Advice
Global & Local Investment
We work cohesively with our research and asset management team to ensure we develop an investment mandate that is aligned with your overall risk and long-term goals.
Our investment philosophy is founded on a commitment to invest with the best investment managers who have proven track records of superior returns. We aim to be long-term, buy-and-hold investors and allocate to fund managers that invest in companies that will compound in value over the years. We believe, as does Warren Buffett, that we do not have a good investment idea every day, or indeed, not even every year. Rather than trying to time the market, developing and more importantly sticking to a diversified investment policy over the long run is the recommended time-tested method of generating positive performance.
Taxation and Estate Planning
We partner with top tier tax practitioners who have an in depth understanding of both local and global tax legislations. Our specialised tax associates advice our clients with Double Tax Agreements (DTAs), Tax Emigration, Estate and Transfer Duty as well as Income and Capital Gains tax for individuals and corporates.
"Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.”
Peter Lynch
Wealth Structuring
There are many ways to structure your finances and accumulate your wealth. At Paragon we follow a holistic approach and typically begin with a full financial overview of your wealth to gain a complete understanding of where and how we can add value.
Importantly, we consider tax mitigation and legacy planning as a main priority. We have long standing relationships with leading local and offshore providers. We assist with Investment Portfolios, Equity Portfolios, Tax-Free Savings Accounts, Retirement and Pension Products, and Money Market Accounts.
Global Risk Cover
Life and risk cover can be an extremely important part of your wealth and legacy planning. We provide both local and global life and risk cover in ZAR and hard currency (USD) protection. It can provide your family, business and other dependants a non-taxable lump sum and income.
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One step ahead
We stay one step ahead of the markets and ensure we are always up to date.
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building your Portfolio
We build your portfolio with the highest-performing funds.
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achieving your goals
We help you achieve your wealth preservation and growth goals.
Foreign Exchange
Our Foreign Exchange team is a specialist facilitator of all foreign exchange transactions for individuals and companies, as well as cross border capital transfers, at no cost to our clients. We are your solution for all matters relating to the transfer of funds abroad, including the obtaining of SARS tax clearances, the opening of bank accounts and the fulfilment of all SARB related requirements.
Our FX Team has a highly qualified and experienced team of professionals to guide you through the foreign exchange process, ensuring a seamless, cost effective and efficient end-to-end solution.
Over a number of years, our team has assisted a select group of clients with their foreign exchange transactions, obtaining the best possible margins from banks and providing an invaluable guide through the entire process, at no additional cost.
We continue to offer the lowest possible margins from banks on behalf of our clients, ensuring that our clients receive exchange rates that are normally only reserved for Institutional clients. You therefore receive more value for your Rands. Furthermore, our fees are obtained from the margin charged by the bank on each transaction, which means that there is no additional charge to you for our assistance.
International Pension Plan
The IPP is a cost-effective offshore pension fund based in the Isle of Man, specifically tailor made to South African residents and offers a robust and efficient safe haven in which to accumulate, protect and pass on your wealth to future generations.
IPP will help you mitigate several estate planning issues as your plan is not subject to probate in South Africa or elsewhere. You can easily pass on your accumulated wealth to your beneficiaries free of executor’s fees and repatriation of monies.
We Believe in Excellence.
Do you?
Get in touch with Paragon if you have any questions or queries on the services we offer.